‘Cluster-oriented approach with flexible credit policies’: Profectus Capital CEO’s mantra for SME Lending

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When it comes to SMEs, financing becomes a crucial aspect for their smooth functionis being a financer that smooth? What are the challenges the entity faces, how creditgurantee schemes...

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Navigating the Pandemic – Lending Business Perspectives

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NBFCs have been strongly impacted by the pandemic of 2020-21 and its continuing aftermath. The impact is two-fold – firstly on the scheduled repayments, these have been hit given...

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Digital revolution and what it means to the MSMEs

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Just over four years ago in November 2016, the Prime Minister shocked Indians with the announcement of demonetisation of Rs 1000 and Rs 500 notes. All Indians and more...

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Micro-Finance as a Change Agent

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Small collateral free loans offered to women borrowers in rural and semi-urban areas are generalised as Micro Finance Loans

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The changing automobile industry – Lessons for SMEs

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Climate change and pollution have taken the centre stage in policy discourses around the world. Global warming and its uncertain consequences can pose a threat to human existence

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How Technology is helping to shorten time to sanction and disburse loans to SMEs

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Being a new age NBFC, Profectus Capital’s operations are driven by Technology. Profectus uses technology innovations like cloud computing, mobile applications, data analytics and digital interfaces for better customer...

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How to choose the right finance partner?

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Often, we hear our friends say, “I just took the loan from the bank that gave the lowest rate.

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What background work to do before you seek finance?

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Over the past ten years I have interacted with thousands of SMEs and spoken to them about their issues.

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SMEs – Borrowing responsibly

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Raising loans to finance one’s business is a very critical function any entrepreneur must perform. Nowadays several options have opened up for SMEs to raise finance.

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