Profectus Capital Pvt Limited (NBFC ND SI) provides secured financial solutions to MSMEs. We offer Cluster Specific Term Loans, Working Capital Term Loans, Supply Chain Financing Solutions and NBFC and MFI Funding.

We commenced our business in September 2017 and as of March 2021, we have financed 1300+ MSMEs in our 20 operational Branch locations. We aim to be the first choice lender to all MSME’s in our clusters.


‘Profectus’ is Latin for “progress”.


To be the preferred partner-in-progress to small and medium businesses

  • Profectus is committed to bring financing solutions to MSMEs for supporting their growth
  • We understand each MSME aspires to differentiate itself in this competitive space by being innovative and agile in its approach. Funding must thus be matched with precise requirements for maximum efficiency.
  • We will play the part of a Supportive, Sustainable and Continuous Financing partner thus realising our vision of being Partner-in-Progress to small and medium businesses.


To provide sustainable and outstanding value to all stakeholders through innovative, values-driven, high quality service delivery and profitable business practices

  • We are committed to help MSMEs secure credit and to boost their growth prospects.
  • Profectus follows customer centric policies, transparent processes and relies on technology to arrive at workable financial solutions.
  • Our workflows are designed to be flexible such that every unique operating aspect of MSMEs will be factored in decision making at the same time safeguarding interests of our stakeholders.

Our values

We pride ourselves in our five core values ‘ITRIE’ – Innovation, Transparency, Responsibility, Integrity and Empathy. These values are deeply embedded throughout our journey with partner MSMEs.

Innovation: We continuously bring innovation in our lending solutions to deliver what matters the most to MSME Business.

Transparency: We are honest and clear in our communication, thus building trust with all stakeholders.

Responsibility: We take our responsibility towards our commitment to the growth of MSME sector very seriously.

Integrity: Our work and people always believe in doing the right things the right way.

Empathy: We care about the success of our stakeholders and respect each and everyone’s perspective.






Our Reach

Profectus Capital has 21 operational branches across major cities in Maharashtra, Gujarat, Karnataka, Telangana, West Bengal, Tamil Nadu, Delhi NCR, Haryana, Rajasthan, Andhra Pradesh, Assam, Punjab, Chhattisgarh and Madhya Pradesh. We are actively working on expanding our branch network to service MSMEs in clusters across all industrial hubs in the country.

Each of our branches offers innovative and customized credit facilities based on region-specific key economic activities. Our long-standing experience in MSME financing enables us to provide unmatched products and services across all locations.


We are privileged to have Actis as our investor on board. An equity investment firm operating in emerging market economies of Africa, Asia and Latin America, Actis has built an exceptional legacy in these markets. It is strongly driven by its active ownership culture. It has consistently delivered competitive returns leveraging its deep sector expertise, local knowledge and insights.

Since its commencement in 2004, Actis has raised a capital of US$19 billion. It has also employed 300+ people of which 120 are investment professionals operating in its 17 offices globally. Its investor funds operate in 70 firms and have a talent base of 116,500 people worldwide.

Our Team

Our executive team members have a cumulative experience of 100+ years in the MSME sector. With their in-depth industry expertise and strategic mindset, they are committed to meet the financing needs of MSMEs. They possess distinct and practical know-how in sourcing, credit evaluation and customer servicing.


Voice Of Customer

See what our customers have to say about our products, people and services.

M/s. Pacific Laminates

“Anand Goyal (Proprietor) says… Obtaining funding from Profectus was a smooth experience for us. Their professional team and easy approach ensured a hassle-free transaction experience for us. We highly recommend Profectus to others in this industry!”

M/s Hari Om Printers

Mr.Panchakshariah (Proprietor) says... Compared to bank’s long waiting period, Profectus Capital’s quick turnaround time and smooth loan process was a blessing. Their understanding of my funding needs and viability-based assessment approach helped me grow my business. I would certainly recommend Profectus for equipment finance to others.

M/s Spectrum Imaging

Mr. Naveen Reddy (Proprietor) We availed funding from Profectus to purchase a CTCP machine for our printing business. Their quick assessment and disbursal process helped us set-up the machine immediately and fulfill orders in the peak season, resulting in good business growth. Thank you Profectus!

Shree Chamunda Education Trust

Profectus Capital provided us with school funding which was very helpful for the construction of our new building. We are completely satisfied with their fast process, supportive staff and valuable services and we would refer Profectus to others.

M/s Rangoli Dresses

We at Rangoli Dresses availed a loan for the purchase and renovation of a commercial property. We moved our business from rented to newly owned premises that had larger stocking space, since then our sales have increased by 30%. We are thankful to Profectus for their support and guidance.

M/s Shanthi Sagar Hotel

Mr. Dodda Mare Gowda (Promoter) says… After a long and difficult bank due-diligence process, the quick and precise loan solution offered by Profectus’ was a welcome change. I would certainly recommend Profectus Capital to my business network

JIP Group of Hospital

DR.A.V.NEO CHURCH THARSIS (Chairman, JIP Group of Hospitals) says, Profectus Capital helped me fulfil my dream of having my new hospital equipped with state-of-the-art infrastructure. I wish Profectus Capital great success in helping other businesses too.

Anush Motors

Profectus Capital took care of my working capital requirement in a very efficient manner. Their in-depth understanding of my business, quick due diligence, and timely disbursal are commendable. I would surely approach them again for my future loan requirements.

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