Profectus Capital

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About Profectus Capital

Profectus Capital, derived from the Latin word for ‘progress,’ is committed to empowering MSMEs and schools with tailored financial solutions. Headquartered in Mumbai, with a pan-India presence across 29 locations, we provide customised business financing solutions designed to drive sustainable progress.

Our expertise spans manufacturing, services and education sectors, offering tailored SME loans such as business expansion term loans, working capital term loans, machinery & equipment finance, rooftop solar finance, supply chain finance, and NBFC finance.

We specialize in future cash flow-based underwriting to ensure businesses get the right financial support for their specific needs.

Our Vision

To be the preferred partner-in-progress to micro, small and medium businesses, be it manufacturers, service providers or schools.

Our Mission

Our mission is to provide sustainable and outstanding value to all stakeholders through innovative, values-driven, high-quality service delivery and profitable business practices.

Our Values

At Profectus Capital, we pride ourselves on our five core values, encapsulated in the acronym ITRIE – Innovation, Transparency, Responsibility, Integrity, and Empathy.
These values are deeply embedded in every step of our journey with our partner MSMEs.
Innovation and integrity graphic

Innovation

We continuously innovate our lending solutions to meet the evolving needs of MSME businesses, delivering what matters most to their progress and success.

Transparency

Transparency

We are committed to clear, honest communication, building trust and fostering long-lasting relationships with all our stakeholders.

Responsibility

Responsibility

We take our commitment to the progress of the MSME sector seriously, striving to create lasting value for businesses across India.

Integrity

Integrity

We are steadfast in doing the right things the right way, maintaining the highest ethical standards in all our actions.

Trustworthiness

Empathy

We deeply care about the success of our stakeholders and value the diverse perspectives that guide us in making decisions.

Our Reach

Profectus Capital has a strong presence with 29 locations in key cities across Maharashtra, Gujarat, Karnataka, Telangana, West Bengal, Tamil Nadu, Delhi NCR, Haryana, Rajasthan, Andhra Pradesh, Assam, Punjab, Chhattisgarh, and Madhya Pradesh. We’re actively expanding our network to ensure that MSMEs in industrial hubs across the country have the support they need to thrive. Each of our branches offers innovative, customised credit solutions that are tailored to the unique economic needs of each region. With our deep experience in MSME financing, we’re able to provide trusted products and services that are aligned with the specific requirements of businesses in every location we serve.

Our Investors

We are privileged to have Actis as our esteemed investor. Actis is a leading equity investment firm focused on emerging markets across Africa, Asia, and Latin America. Known for its active ownership culture, Actis has built a remarkable legacy of delivering competitive returns by leveraging deep sector expertise, local insights, and a strong commitment to value creation.

Since its founding in 2004, Actis has raised US$19 billion in capital and has expanded its team to over 300 professionals, including 120 investment experts working across 17 global offices. Actis’ investment funds span 70 companies, collectively employing over 116,500 people worldwide, demonstrating the firm’s broad impact and influence.

Our Leadership Team

Our executive team members have a cumulative experience of 100+ years in the MSME sector. With their in-depth industry expertise and strategic mindset, they are committed to meeting the financing needs of MSMEs. They possess distinct and practical know-how in sourcing, credit evaluation and customer servicing.
Portrait of KV Srinivasan, Profectus Capital executive

KV Srinivasan

Executive Director &
Chief Executive Officer

Portrait of Sandip Parikh, Profectus Capital team member

Sandip Parikh

Chief Operating Officer

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Nimesh parikh

Nimesh Parikh

Chief Risk Officer

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Portrait of Zubeen Mehrotra

Zubeen Mehrotra

Chief Business Officer

Portrait of Vithal Naik, Profectus Capital executive

Vitthal Naik

Chief Technology Officer

Priyanka Pathak

Chief Human Resource Officer

Portrait of KV Srinivasan, Profectus Capital executive

KV Srinivasan

Executive Director &
Chief Executive Officer

Asanka Rodrigo

Asanka Rodrigo

Non-Executive Director

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Pratik jain

Pratik Jain

Non-Executive Director

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Hossameldin Aboumoussa

Hossameldin Aboumoussa

Non-Executive Director

Sudarshan sampathkumar

Sudarshan Sampathkumar

Independent Director

Voice of our customers

Hear directly from our customers about their experiences with our products, services, and the dedicated people behind Profectus Capital.

M/s Rangoli Dresses

“We needed an urgent loan to shift our existing rented space to a newly owned premises to accommodate our growing inventory. So, it was Profectus Capital that came to our rescue with fast disbursement of the loan amount.”

Anush Motors

“We needed funds for our working capital requirements. We approached Profectus Capital and they provided a loan in a hassle-free manner. They have a deep knowledge of our business. Their terms and conditions are very smooth which helped us in easy disbursal of the loan we had taken.”

Pacific laminates new

M/s. Pacific Laminates

“Anand Goyal says, “Profectus Capital has a professional approach and dedicated team to provide finance for various needs. For my industry, my first choice would be Profectus Capital because we had a great experience with them both in terms of fast approval and smooth loan disbursal.”

Jp group

JIP Group of Hospital

DR.A.V.NEO CHURCH THARSIS (Chairman, JIP Group of Hospitals) says, “My dream of having a hospital with state-of-the-facilities was achieved with the funding from Profectus Capital.”

M/s Shanthi Sagar Hotel

Mr. Dodda Mare Gowda says, “I had to run from one bank to another in search of loans in search of funds but to no avail. In the end, Profectus Capital helped me in the financial stability of his business.”

M/s Hari Om Printers

Mr. Panchakshariah (Proprietor) says… Compared to bank’s long waiting period, Profectus Capital’s quick turnaround time and smooth loan process was a blessing. Their understanding of my funding needs and viability-based assessment approach helped me grow my business. I would certainly recommend Profectus for equipment finance to others.

M/s Spectrum Imaging

Mr. Naveen Reddy (Proprietor) We availed funding from Profectus to purchase a CTCP machine for our printing business. Their quick assessment and disbursal process helped us set-up the machine immediately and fulfill orders in the peak season, resulting in good business growth. Thank you Profectus!

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Executive Director And Chief Executive Officer

KV Srinivasan

An alumnus of Indian Institute of Management, Ahmedabad (1989), KV Srinivasan is also a member of the Institute of Chartered Accountants of India (1985) and Institute of Company Secretaries of India (1987). He has over three decades of experience in the BFSI sector, having previously worked with ICICI Prudential Life Insurance, ITC Classic Finance, Reliance Life Insurance, and Reliance Commercial Finance. KV Srinivasan is the co-chairman of the Finance Industry Development Council, and member of the Banking & Finance Committee and IMC Chamber of Commerce.

Chief Operating Officer

Sandip Parikh

A rank-holder Chartered Accountant from the batch of 1992, a Cost Accountant (1989), Sandip Parikh is an active participant at the CFO Forum. He has over two decades of experience in the financial sector. He is an industry expert and has handled regulatory relations, treasury and fund-raising activities, and portfolio securitisation. Sandip Parikh has previously worked with TATA Finance, GE Capital, ICICI Bank, and Reliance Home Finance.

Chief Risk Officer

Nimesh Parikh

A postgraduate in business administration from Sardar Patel University, Gujarat, Nimesh Parikh is an active member of several SME Forums. He has over two decades of experience in the risk domain, having previously worked with ICICI Bank, HSBC, CitiCorp, and Reliance Commercial Finance. Nimesh Parikh is also an ex-member of the IBA committee, which was set up to prepare frameworks to deal with frauds across Indian Banks.

Chief Business Officer

Zubeen Mehrotra

Zubeen Mehrotra is an MBA graduate from Cardiff Business School, UK. He has over 18 years of experience in the BFSI industry, having previously worked with ICICI Bank, HDFC Bank, and Reliance Commercial Finance. He was the business head at Reliance Commercial Finance, heading the loan against property (LAP) and Agri-loan verticals.

Chief Technology Officer

Vitthal Naik

A graduate in computer engineering, Vitthal Naik holds a post graduate diploma in management studies. He has over 25 years of experience in the design, development, and implementation of IT business solutions. Prior to joining Profectus, he led technology for the lending businesses (NBFCs) of the Aditya Birla Group. In this role, he put design strategy to make rapidly growing businesses digital and competitive. He has head technology architecture and delivery leadership roles at Wipro Technologies and Mphasis, and has also worked with technology start-ups in Silicon Valley for eight years.

Chief Human Resource Officer

Priyanka Pathak

With around 20 years of experience, Priyanka Pathak is a postgraduate from Symbiosis Centre for Human Resource Development (SCMHRD), Pune. Having specialized in HR, Priyanka has worked in IT, ITES and BFSI industry with roles encompassing Performance Management, Business Partnering, , Talent Acquisition, Learning & Development and HR Technology. Prior to joining Profectus Capital, Priyanka was Associate Partner & Chief People Officer at Protium Finance Limited. Earlier in her career, she has also worked in Incred Financial Services, Religare Finvest, Patni Computers and Mphasis Software Services.

Non-Executive Director

Asanka Rodrigo

Asanka Rodrigo leads the team and investments in South Asia at Actis. He has been working with Actis since 2000 and has played a major role in over dozen investments in Financial Services, Industrials, Healthcare, Business Services and Real Estate sectors. He has worked across various markets including India, Sri Lanka, Southern and East Africa and the UK. Asanka Rodrigo is a MBA from Cass Business School, London, Chartered Management Accountant and a CFA charter holder.

Non-Executive Director

Hossameldin Aboumoussa

Hossam Abou Moussa is a Partner at Apis Partners, a global private equity asset manager that supports growth stage financial services and financial infrastructure business. Prior to Apis Partners, Hossam was a Partner at Actis, where he led a team of investment professionals that focuses on investing in the Financial Services sector across Africa, South and Southeast Asia.

Hossam is a representative of Actis on the Board of the Company having more than 20 years of experience in growth markets private equity. Hossam is a CFA charter holder and holds an MBA from the University of Oxford and a BA in Business Administration and Finance from the American University in Cairo.

Non-Executive Director

Pratik Jain

With more than a decade’s experience in the Private Equity sector, Pratik Jain is a member of the Private Equity team and has experience of investing across financial services, consumer and telecom sectors. At Actis, he is responsible for leading investments in the financial services sector. Earlier, Pratik Jain was with General Atlantic, a US based Private Equity firm and at JP Morgan as an equity research analyst. Pratik Jain has a post graduate Diploma in Business Management from Institute of Management Technology (Ghaziabad) and is an Intermediate from Indian Institute of Chartered Accountants.

Independent Director

Sudarshan Sampathkumar

Sudarshan is currently a member of the board of directors of several entities and is part of several board committees including those related to audit, NRC and stakeholders. Sudarshan has a deep experience in strategy, performance improvement, systems implementation and organizational consulting across a wide range of sectors. He has designed and managed several large IT systems related to government applications in the UK and has also implemented SAP at multiple organizations in India apart from large custom systems. Previously, he was a partner at Bain & Company (2009-2019), Partner at Accenture (1986-2006) and was also at a Private Equity firm for several years.

He is a graduate from Indian Institute of Science, Bangalore and has a PGDM (MBA) from the Indian Institute of Management, Ahmedabad.